I have a dream that come this June, I will be able to fulfil my lust for a PS3 and enjoy the glory of FFXIII.
Play Station 3
But my dream has been broken by certain events that was beyond my control. Previously it was the duty stamp and legal fees that I need to pay to the bank, for a house loan that was entrusted upon me. That had set me back by a few thousand Ringgits.
Final Fantasy XIII
Next was the professional fee charged by the housing evaluator for their ‘fair’ evaluation report on the state and value of the house. That has further set me a few hundred Ringgits.
Just a few days ago, I received a call from the lawyer that was ‘appointed’ for me for the Sales & Purchase of the house: I need to settle a few more thousand Ringgits for their legal fees.
All on all, I am now officially on a deficit budget FOR THE YEAR, which means that I have spend more than what I’ve earned for my current financial year which will end in June this year. Technically I still have 3 more months to fix my financial back into positive balances, but it will come with the cost of not being able to spend as I wish.
The legal and processing costs of purchasing this medium cost house was beyond my expectation, and this is one of the expensive lesson that I’ve learned this year. 